1
Choose the Amount
Fill out a simple form.
Start your request
$100 to $5,000 · as soon as the next business day, if approved
256-bit SSL · Checking your options won't affect your credit score · Free to ask
Bills due before payday?
Fill in one short request. Lenders in our network decide if they can help.
A little room to breathe until payday.
Check your optionsHow it Works
2
Tell us more about yourself
You will be able to choose from multiple offers.
3
Get your offer
Receive money easily and quickly.
Ready to see what you qualify for?
It takes about two minutes and won't affect your credit score. Compare your matched offers with zero obligation.
Check My Rate
Your personal loan
Built around what matters to you
From your first click to your final payment, every part of the FundsMeadow experience is designed to be clear, fair, and on your side.
100+ lender network*
Open space in a tight month
No hidden fees
Secure
Your data is protected with bank-level 256-bit encryption and never sold to spammers.
Trusted
We partner only with vetted, reputable lenders so you compare offers with confidence.
Flexible
Choose loan amounts and terms across a wide range to match your monthly budget.
Competitive rates
Our lenders compete for your business, helping you find some of the best available APRs.
Clear terms
No fine-print surprises. See the rate, term, and total cost before you accept anything.
No obligation
Checking offers is completely free. Walk away any time, there's nothing tying you down.
Questions people ask before they start
Who actually makes the loan?
A lender in our network does, not us. FundsMeadow is not a lender, broker or agent of any lender; we only connect your request.
How much can I ask for?
Anywhere from $100 to $5,000. Lenders decide how much they can offer, so an offer may be lower than what you asked for.
Will this show up on my credit report?
Sending the request does not change your score. A lender may run its own credit check as part of considering your request, which can involve the major bureaus.
When would funds reach my account?
Many lenders deposit as soon as the next business day after approval and acceptance, but the timing is set by the lender and your bank.
What do I need to send a request?
Have your income details, checking account and contact information ready. You need to be at least 18 and live in a state where the service is available.
Is there a fee to use FundsMeadow?
Nothing. We are paid by lenders and partners. Loan rates and fees come from the lender and are disclosed before you sign.